Rental Property Insurance

If you are a building owner of apartment buildings, retail stores, shopping centers, office buildings, vacant buildings, mixed use buildings and other types of commercial buildings, GNG’s knowledgeable staff will assist you in structuring a comprehensive insurance program.

Some of the products we offer are as follows:

  • Commercial Property Insurance – Covering the building structure

  • Business Income & Extra Expense – Will reimburse a building owner for lost rental income and other additional expenses which have resulted from a covered peril (loss).

  • Comprehensive General Liability (silent on Lead if eligible) – Will indemnify the business for a third party liability claim due to negligence.

  • Commercial Umbrella Liability – Provides additional coverage when underlying limits of liability have been exhausted.

  • Environmental Liability – designed to provide protection for the liability exposures that may result from damage, injury and, in some cases, clean-up costs caused by pollution.

  • Employment Practices Liability – Coverage is available for legal costs to defend claims involving sexual harassment, wrongful termination and discrimination including legal liability for such acts.

  • Workers Compensation – Provides benefits to employees for any injury or contracted disease arising out of and in the course of employment.

  • Disability Benefits (mandatory in certain states) – Benefits are paid for an employees who becomes disabled due to a non-occupational sickness, injury or disease. The benefit is a portion of employee’s weekly payroll as determined by the State Worker’s Compensation Board.

  • Flood & Earthquake Insurance – Flood insurance provides coverage against damage done by the rising or overflowing of bodies of water. Earthquake insurance provides coverage against damage by earthquakes and earth movement.

  • Boiler & Machinery Insurance – Provides protection against loss from disruption of boilers and machinery by an insured peril (loss): loss to the boiler and machinery itself, damage to other property, business interruption losses, or all three. Also known as equipment breakdown insurance.

Many more valuable coverages are available.

The Right Coverage

Our experienced team can analyze your insurance needs and suggest the best options, using some of the finest local and national insurance companies.

Contact us today for a complimentary insurance review for your home, family and business. Use the quick contact form below, or call 914.779.0500, 800.734.5578.

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